If you were injured in an auto collision caused by a negligent driver in Roswell, you will need to file a claim with their insurance company. After their insurance adjuster completes their investigation, they will enter into settlement negotiations with you. Here are tips on how to successfully negotiate with the insurance company so that you receive all the compensation you deserve for your injuries.
Tip #1: Wait Until You Recover
You should wait until you fully recover from your injuries or recover as much as possible and receive a final prognosis from your doctor to settle your claim. You cannot know how much you should receive in your settlement for your future medical expenses, lost wages, and pain and suffering until you reach this stage of your medical treatment.
Tip #2: Don’t Accept a Fast Settlement
You should not accept a quick settlement of your case. The first offer that the insurance company makes will most likely be for far less money than you are entitled to under New Mexico law. One tactic they may employ is to offer you a lowball settlement soon after you file your claim in hopes that you will accept it because you need the money.
You have the right to reject any offers made by the insurance company and should say no to their first offer. It is almost certainly not the only time they will try to settle your claim.
Tip #3: Hire a Lawyer Right After Your Car Accident
The best tip on successfully negotiating your claim is to retain an experienced car accident lawyer immediately after your auto crash. It is especially important to hire an attorney in these situations:
- You suffered serious injuries.
- The insurance company is disputing who caused your collision.
- The insurance company is engaging in unfair tactics.
- The insurance company denied your claim.
Having a lawyer negotiate your settlement can be very beneficial. They will collect the evidence you need to prove the other driver’s negligence, fight hard to obtain the maximum recovery you deserve, and file a lawsuit if they cannot reach an out-of-court settlement. You should never settle your claim or sign any documents from the insurance company without first consulting with a lawyer to protect your rights.
Were you or a loved one injured in a car accident in Roswell? Was the accident caused by a negligent driver? Call our Roswell office or fill out our convenient online form to schedule your free consultation to learn about your options and how we can assist you in winning your case.