When you apply for Social Security Disability Insurance (SSDI), you do not need to show that you cannot work at all in order to be eligible for benefits. However, working can have an impact on your case, especially if you are employed when you file your application.
Working Part-Time and Your Eligibility for Benefits
In order to be eligible for SSDI benefits, you must not be able to engage in substantial gainful activity (SGA). SGA is work that brings in a certain amount of income each month. If you earn over a certain amount of monthly earnings, the Social Security Administration (SSA) considers you able to engage in substantial gainful activity and not disabled. In 2020, you must not earn more than these amounts per month to qualify for SSDI:
- Blind applicants: $2,110
- Non-blind applicants: $1,260
However, you could have a harder time convincing the SSA to approve your application if you are working while your application is pending. They could look at the number of hours you work or type of job you do and determine that you may be able to work more than you are or at an easier job. Because of this, it is best to not work at all if possible when you apply for SSDI benefits.
Can You Work After You Start Receiving SSDI?
After your application is approved, you may be able to work part-time and still be considered disabled. However, you may be placed in a nine-month trial work period to give you the opportunity to try to continue working. You can earn any amounts during this time period and will receive reduced monthly benefits if you earn over a certain amount of wages in a month. In 2020, this amount is $910.
You would remain in this trial work period until you have used nine cumulative work periods during a 60-month time period. You may continue to be eligible for benefits for an additional 36 months as long as your income is not more than the SGA limit.
Are you working part-time and considering applying for SSDI benefits? Are you thinking of getting a part-time job after your application is approved? Our knowledgeable Social Security disability lawyers in Roswell are here to answer your questions and to assist you in making the best decisions so that you qualify for SSDI benefits. To learn more, start a live chat to schedule a free consultation today.