In New Mexico, almost all employers are required to carry workers’ compensation insurance in the event of an injury on the job. An employer who has personnel in the construction industry must provide workers' comp benefits. Other employers are also required to carry this insurance as long as it has three or more staff members. The owner and family members working in the business are considered employees under this requirement, making the law apply to more workers.
Although New Mexico requires employers to purchase workers’ compensation insurance, not all employees will do so.
Ways to Determine If Your Employer Provides Workers’ Comp
There are several things to check if your employer offers workers’ compensation benefits. These include the following:
- Poster. Under New Mexico law, employers are required to post a workers’ compensation poster in a conspicuous space where all staff members can see it. An employer is supposed to fill in the information regarding the workers’ compensation insurance company’s name and contact information on the poster. A Notice of Accident form must be attached to the poster for it to comply with state law.
- Online search. You can search online at the State of New Mexico Worker Compensation Administration to see if your employer is registered as having workers’ compensation insurance.
- Employer. If you cannot determine whether or not an employer carries workers’ compensation insurance, simply ask. An employer hopefully won't have any problem telling you this if complying with this New Mexico law.
- Experienced workers’ compensation attorney. You should consult with an experienced workers’ compensation attorney who can assist you in determining if your employer provides injury benefits. He can also explain your rights under workers’ compensation laws, file your claim, and negotiate your settlement so that you receive the benefits you deserve.
Do you have questions regarding your rights to workers’ compensation? Even if your employer complies with New Mexico law regarding this insurance, it doesn't mean you won't have to fight to receive what you're entitled to if injured on the job. We're here to answer your questions and explain how workers’ compensation works in New Mexico. Call our office or fill out our contact form to schedule a free consultation with one of our workers compensation attorneys.