When you apply for Social Security Disability Insurance (SSDI) because you are disabled and can no longer work, it can take you months or longer to get the Social Security Administration (SSA) to approve your application. Fortunately, you may be entitled to back pay benefits when you finally start receiving the SSDI benefits that you are entitled to.
How Much Back Pay Will You Receive?
Back pay is the benefits that you should have received while your SSDI claim was pending. In general, you are entitled to back pay from your disability onset date to the date that your application is approved. However, the amount that you will receive will depend on a number of factors that include the following:
- Disability onset date. Your disability onset date is the date that you were no longer able to work due to an illness or other medical condition. This date is set by SSA based on a number of factors, such as the date you list on your application, when you stopped working, and your doctor’s determination as to when you became disabled.
- Application approval date. It can take the SSA months to make a decision on your application. If you must appeal a denial, it could take even longer to receive SSDI payments. You could be entitled to a larger back pay award in these situations.
- Amount of your monthly benefits. The amount of back pay you receive will depend on the amount of your monthly SSDI payments. When your monthly benefits are larger, the back pay that you receive will also be more.
How Is Your SSDI Back Pay Paid?
Your back pay benefits will be paid once your application is approved. The SSA often pays back pay benefits in a lump sum payment. However, when a large amount is owed, the SSA may split the payments into three installments that are paid every six months.
Contact Us to Learn More About Your Right to SSDI Benefits
If you are applying for SSDI benefits because you are disabled, our experienced disability attorneys can explain your right to benefits and help you file your application so that you receive the full benefits that you are entitled to. Call our Roswell office or fill out our online form to schedule your free consultation today.