How long does it take to settle a car accident claim?

Plain CalendarIf you are thinking about filing a claim for compensation for your injuries in a car accident, you will want to know how long it will take to settle your claim with the negligent driver’s insurance company. Unfortunately, each case is different. Some can settle in a few months, while others can take a year or longer to resolve.

Factors That Affect How Long it Will Take You to Settle Your Auto Collision Case

The insurance company could offer you a quick settlement in an effort to pay you less than the true value of your claim. However, it is rarely in a car accident victim’s interest to accept the insurance company’s first or second offer. Here are some factors that affect the time it takes to settle these claims.

Seriousness of Your Injuries

If you suffered serious injuries, you would be entitled to your past and future medical expenses, lost wages, and pain and suffering in your settlement. You need to wait until you reach your maximum medical improvement, which is the stage where you fully recover or recover as much as you will, before settling your case.

Why is this important? You cannot know how much you should receive in future damages until you reach this stage in your recovery.

Insurance Company

Who the negligent driver’s insurance company is can have an impact on how long it will take to resolve your claim fairly. Some larger insurance companies will fight harder and longer to reduce the amount they pay car accident victims.

In addition, if you suffered long-term injuries, the value of your claim will be greater. The insurance company will raise even more disputes in an effort to deny your claim or pay you less than you deserve by wearing you down.


If there are true questions about who was at fault in causing your collision, it could take longer to convince the insurance company of their liability. You may have to collect additional evidence or hire an expert witness to resolve this dispute.


If the insurance company refuses to be reasonable or the statute of limitations, which is the deadline to sue, will expire soon, you will need to retain an experienced car accident lawyer. While you may still settle your case before it goes to a jury trial, it could take longer to resolve it if you must litigate your case.

Do you want to know how these factors could affect your claim? Do you need help negotiating your settlement? Call our Roswell office to schedule a free consultation with our skilled car accident legal team to get your questions answered and learn why we are the right injury attorneys for your case.