What should I do if the negligent driver lies to their insurance company?

If another driver’s negligence was the cause of your car accident in New Mexico, you may be entitled to compensation for your injuries from their insurance company. However, Driver Lying to the Police About a Car Wreckyou should not assume it will be easy to settle your claim—even if you have solid proof that they were to blame for the crash.

It can be even more challenging to obtain the damages you deserve if the motorist lies to their insurance company about how your crash occurred. If you are in this situation, do not give up hope of holding the driver and their insurance company accountable. Here are the steps you need to take to build a winning case against them.

Five Steps to Take If the At-Fault Motorist Lies About Your Car Accident

The driver who caused your accident may misrepresent how your auto crash occurred because of worries that their insurance premiums could increase. This is true even if it is the first time they have caused a collision. Here are five steps you can take to protect yourself.

#1: Don’t Argue

Avoid arguing with the other motorist if they misrepresent how your auto accident occurred. You will not change what they say by getting into an argument. In addition, you might say something that could hurt your claim and can be used against you by their insurance company.

#2: Be Honest

When talking to the police and the insurance company, you need to stick to the facts about how the crash occurred. If you do and are consistent in what you say, you will be a credible witness—unlike the other driver. Even though you may still have to fight long and hard before you can reach a fair settlement of your claim, it is much more likely that you can convince the insurance company to pay you what you deserve.

#3: Write Down Details

As soon as you can, you should write down how your car accident occurred while they are fresh in your mind. Some of these details could help you establish that the other driver was the negligent party.

#4: Collect Evidence

The building blocks of a strong case are evidence that proves the at-fault driver’s negligence, seriousness of your injuries, and the amount of damages you should receive. Collecting evidence is even more vital if the motorist lies about what happened. Here are crucial types of evidence to obtain to establish how your crash occurred:

  • Contact the police. Call the police at the collision scene. They will conduct an investigation and write a police report. The police report will have helpful information that can help you, such as driver and witness statements, details of how the auto accident occurred, the officer’s conclusions as to who was at fault, and whether any traffic tickets were issued.
  • Take pictures. Use your cellphone camera to take pictures of the crash scene, damage to the cars, your injuries, and anything else you believe could be helpful. Your photos could assist a lawyer or expert in determining the cause of your wreck.
  • Obtain witness contact information. If there were eyewitnesses to your collision, you need to get their written statements while the crash is fresh in their minds and you can locate them. Collect their contact information right away so that you do not lose the chance to get their testimony, which can help win your case.
  • Hire an expert. You may need to retain an accident reconstruction expert to determine who caused your accident and create a computer-generated re-enactment of it.

#5: Retain a Lawyer

If the other driver is lying to their insurance company, you should retain a knowledgeable car accident lawyer immediately. They will conduct a thorough investigation into the cause of your wreck and will collect the evidence that can be used to prove the other driver’s negligence. They will also go up against the motorist’s insurance company so that you receive the maximum recovery you are entitled to under New Mexico law.

If you or a family member were injured in a car accident in Southeastern New Mexico or Roswell, our experienced car accident attorneys are here to help you with your claim. Start a live chat, call us at 575-300-4000, or contact us online to schedule your free consultation today.